How to Repair a Broken Windshield
Did you know that the majority of claims that are filed to the auto insurance companies are about windshields? The percentage of windshield claims are actually about thirty percent.
When you use a car every day the chances of your encountering a broken windshield is high and this may be part of your experience already. One day you might notice a relatively small chip located in your windshield. You need to have that fixed asap in order to prevent it from getting bigger.
You do not need to experience panic over a broken windshield of course. Read on to learn about the steps in having it fixed.
The first thing that you need to do is phone your insurance company. You can only notify them about your windshield when you phone them. Not only do you notify them but it would be good if you also take pictures of your windshield too so that you can show them in concrete detail the damage to it. If your windshield was broken because of rocks that are found on the road then this is considered to be a no-fault in your coverage. This is good news for you as this will yield you no deductions on your auto insurance.
You also need to review your insurance policy to see if you have included comprehensive coverage in it.
The second thing that you need to do is to file for your claim from the insurance company. In order for you to file a claim you would need to prepare the information that is needed and the pictures that you have taken of the damage to your windshield. This is called the auto glass claim. How you file your auto glass claim will be determined by the means of filing that is offered by your insurance company. You can file through the phone, through a smart device or even online.
Next is you have to keep in mind that there are some scams involved in the repairing of the windshield. Believe it or not, but there are others who have been victimized by such scams. In order to avoid such scams what you can do is to avoid talking to people who tell you about rebates on your repair. You can also inquire from the insurance company about their affiliated repair shops.
Next step is to have the windshield fixed. For this you can choose to go to the recommended shop by the insurance company or you can choose one that you know does great work.
After your windshield if fixed then you do the thing needed to have your reimbursement. If you made your own choice with the repair shop you will have to present your invoice to your insurance company to get reimbursed.